Are You In Foreclosure or close to losing your home?
Wondering what options you have?
Is there a better way out without ruining your credit?
Free Resources
The Homeownership Preservation Foundation Call 1-888-995-HOPE (4673) receive free counseling when you're facing foreclosure. The hotline is staffed 24/7 by 400 counselors.
Avvo.com Ask a real lawyer about foreclosure, credit or bankruptcy issues
Buying FORECLOSURES and what you should know.
The Oakland County Community and Home Improvement Division's Housing Counseling unit
delivers free comprehensive housing counseling services to Oakland County residents.
Funded through a Comprehensive Housing Counseling Grant and the Community
Development Block Grant program, the unit is approved by the U.S. Department of Housing
and Urban Development to provide counseling for various programs. Public and non-profit
resource referrals, information regarding housing programs, and client follow-up are
provided. In office counseling is by appointment only.
If you have a housing problem or questions, contact Oakland County's Housing Counselor
for free, confidential counseling and/or referral service at:
248-858-5402 or toll free at 1-888-350-0900, ext. 85402
Housing Counseling Objectives
Provide counseling and advice to tenants and homeowners on property maintenance
and financial management
Provide mortgage default resolutions services, including delinquency, default, or
foreclosure problems
Provide reverse mortgage counseling to allow seniors to stay in their home and
maintain a decent lifestyle
Education and counseling for both tenants and landlords on issues such as evictions
and security deposit law
Fair Housing Counseling
Information on government subsidies for rent and/or purchase programs
Information on non-profit (non-government subsidized) organizations that maintain low cost
housing lists and assist with security deposits, utility payments, and/or back rent
Information on emergency shelters, job training, non-profit, and government agencies
Conduct community outreach activities to increase home ownership opportunities for low
income, disabled, and minority families.
Affirmatively further fair housing by identifying barriers, setting goals to overcome these
impediments, and reviewing progress and revisiting goals as necessary